Marbles Login @ www.marbles.com
The Marbles card arrived on the market recently in May 2015. The MarblesTM portfolio was acquired from HSBC back in 2007 and so you may be familiar with the name. The owner (NewDay Ltd) had also acquired the Citi Card from Citibank Financial plc in 2010 and this was rebranded as Opus. Unfortunately, this offering is closed for new applicants. You can access this new product in focus, or you can also check out the Aqua range that comes in 4 forms including Advance, Classic, Reward and Start. With Marbles you can qualify for between £250 and £1200 that takes on quarterly reviews and the APR sits at 33.8%. This is lower than the starting rates with Aqua at 34.9%, but the Advance can potentially reduce to 19.9% within 3 years. The same eligibility requirements are in place for this MasterCard. You won’t qualify with bankruptcy in the past 18 months or a CCJ in the past 12 months.
The market leading Capital One Classic credit card is pitched at 34.9% and so you do get a better deal here at 33.8%. This is also an improvement on the rate available on the main Vanquis product (but not the Aquis at 29.8%). Both Capital One and Vanquis are very much the major players in this sector with each having served customers in their millions. There are also companies who they underwrite for such as Argos, Granite and Luma. The slightly lower headed rate is notable, but the more attractive deals are available through Aqua. It is still early days for this new brand who only arrived in 2015, but we have noticed that they have started to advertise across Facebook and no doubt the TV ads will follow in time.
We have marked the main www.marbles.com site above where the button is fitted. This however redirects to a long URL on an exterior domain. For reference purposes this full address of this is: https://service.accountmarbles.com/marbles/web_channel/cards/security/logon/logon.aspx. The Marbles login facility is matched to that of Aqua and so you can do all of the same things from checking your latest transactions, to statements, or you could securely contact them etc. The customer support team here is live 7 days out of 7 and so applications should be processed quickly, although it’ll take 2 weeks before you’ll receive your new card. The noted times are: Monday to Friday (8am to 9pm), Saturday (9am to 5pm) and Sunday (10am to 6pm).